James Smith, millionaire Bible publisher, is concerned with spending the fortune he has acquired, while his wife, remembering their thrifty days, strives to make every penny count, despite the extravagant example set by Lucille, the wife of lawyer Edward Early. Smith receives a letter from two lady friends, both planning to visit him at his Atlantic City bungalow, and seeks the aid of Early, a neighbor. Both wives become suspicious and have a detective investigate the situation.